New York (Central Harlem), NY, 10037 | $285,000

Offer Fell Through Back On The Market!! If location and comfort are your jam, this home's for you! Walk-up to the 4th floor to be greeted by an open living and dining room, well proportioned with reflecting light on beautifully re-finished hardwood floors and painted walls. A galley windowed kitchen has plenty of storage and counter space. Both bedrooms are spacious enough for a King-sized bed, or at the very least a Queen and with ample closets. Excellent value as your primary residence. Centrally located, minutes from Harlems’ 125th Street central shopping area where you’ll be delighted to find Whole Foods, Bed Bath & Beyond, DSW, Marshalls and a host of other retailers and services. Harlem’s restaurant row at your front door with an eclectic mix of dining experiences on Lenox and Frederick Douglass. Harlem is culturally rich with art galleries and many other cultural institutions all within your reach, including the renewal of nearby Studio Museum and National Black Theatre. Transportation options include the 2/3, B/C subways, M7, M102 buses nearby on Lenox Avenue. Metro North Railroad at 125th/ Park Avenue offers a convenient getting away. City College, Columbia University, and Touro College are easy commutes. Madison Avenue HDFC is a unique co-op that consists of 12 buildings with 5 private parks, accessible to residents only. There’s a community room available for events, and a laundry facility for the complex. No smoking building. Financing up to 80%. Gifting/Co-purchasing allowed. No assessments or flip tax. All cash purchase a plus! Household income restriction at 165% AMI: 1–$154K; 2–$176K; 3–$198K; 4–$220K. Email us for an appointment. No texts please. #ExploreUptown | #ExploreHarlem | #SchombergCenter Photos are virtually staged/rendered.

Features

  • Town: New York
  • Heating: Central
  • Cooling: Other
  • Levels: 5
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 30.000000x99.920000
  • Laundry: Common Area,See Remarks
  • Year Built: 1900
  • Common Charge: $992 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building Yes,Cats OK,Dogs OK
  • MLS#: COMP-906713408257071
  • Days on Market: 1100 days
  • Website: https://www.raveis.com
    /prop/COMP-906713408257071/12e132ndstreet_newyork_ny?source=qrflyer
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All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Compass   Phone: (212) 913-9058

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888.699.8876

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

New York (Central Harlem), NY, 10037

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.159% 6.276%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,517 $1,515 $1,923
Total Monthly Payment $1,592 $1,590 $1,998

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.