Welcome to your dream home at 1067 Snively Circle, located in the quaint and charming town of Lake Hamilton, FL. This home was built in 2021 and the seller has already added plenty of upgrades that builders don’t include on the nearby newly constructed homes. Upgrades include a 1. 5-year-old Generac whole home generator, an irrigation well to save on lawn watering costs, attic stairs, an extended (oversized) garage to accommodate larger vehicles, a large fully fenced/landscaped yard, screened-in lanai and top-of-the-line stainless steel appliances (minus a refrigerator). The kitchen features quartz countertops, ample 42-inch cabinets, stone accents in the backsplash and the connecting bar area, an oversized microwave, and an induction/air fry/convection range, making meal prep a breeze. Additionally, there is a charming breakfast nook that offers a great view of the backyard. Vinyl plank flooring is installed in the common areas, carpet in the bedrooms, and ceiling fans in all rooms including the dining room and screened porch. The laundry room is spacious, with plenty of storage and a wash sink. This home has a split bedroom plan with the master on one side of the house and 3 bedrooms on the other side. The master bedroom is spacious enough for a king-size bed and features dual vanities with a large walk-in fully tiled shower. The second bath has a tub and is fully tiled as well. The dining room, currently used as a sewing room, has French doors and will accommodate a large dinner party, or could serve as an office space playroom or theater. If you are looking for an affordable luxury home in a quiet neighborhood, then this is the home for you. Lake Hamilton is situated less than 10 minutes away from both Winter Haven and Haines City. Theme parks are less than an hour away and the beaches on both coasts are approximately 1. 5 hours away. Whether you are tired of renting or seeking to escape the cold weather, this is the home for you. Schedule your private showing now and make this home yours today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,860 | $2,381 |
Total Monthly Payment | $2,356 | $2,306 | $2,827 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.