This unique 1920’s Old Florida style home is situated in the historic district of Punta Gorda. The true charm of this home begins as you drive over the brick paved street up to the brick paved driveway. This 2-story home has 3 spacious bedrooms, 2 updated baths, master suite on the 1st floor, Florida Room, and living and dining. The ramped front entrance leads you to the cozy Florida Room for enjoying your morning coffee, reading a book, or greeting neighbors who walk the beautifully landscaped sidewalks with mature palms. Once you enter the home, you’ll be greeted by an open and bright floor plan featuring living and dining areas with rich wood flooring and then on to the spacious kitchen boasting granite counters with tile back splash, warm wood cabinetry with glass front doors, pantry, 3 door fridge and double oven, and cozy breakfast nook. Tasteful appointments include hardwood flooring, plantation shutters, decorator accent wood on walls and ceilings, crown molding, and stunning spiral staircase to 2nd floor. The master suite is located on the first floor with private en suite bath with handicap accessible Roman shower. Third bedroom, 2nd bath, and loft on 2nd floor will give you flexibility in arranging your living areas. This area can be a private retreat for your guests, or the loft could be turned into a 4th bedroom. This home is perfect for entertaining with private back yard, brick paved courtyard with fire pit, beautiful flowering shrubs, and privacy fence. The rear porch off the kitchen has dedicated laundry area equipped with washer & dryer. Other key features include handicap ramp leading to the front porch, detached garage, and public water and sewer for reliability and convenience. Welcoming curb appeal with lush tropical landscaping, stately mature palms, metal roof, and brick paved driveway. You are walking distance to concerts, craft and boat shows, special events, Charlotte Harbor with miles of waterfront walkways, and Punta Gorda’s Pickleplex with numerous pickle ball courts. Quiet community in close proximity to local waterways and beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public waterfront parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways including the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the blue waters of the Gulf of Mexico. This beautiful and truly unique home offers privacy, serenity, and true Florida living for that special buyer. So don’t miss your chance to make this charming home yours.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $240,000 | $240,000 | $240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $175 | $175 | $175 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,658 | $1,617 | $2,042 |
Total Monthly Payment | $1,908 | $1,867 | $2,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.