21 Iron Works Road, Effingham, NH, 03882 | $399,000

Motivated Sellers, this enchanting 1800s New England home is nothing short of a storybook dream. Set on a sprawling 2-acre canvas of lush greenery, this lovingly preserved antique residence exudes timeless charm while boasting all the modern comforts. The moment you step onto the inviting front porch, where morning coffee feels like a gentle embrace from nature, you’ll know you’ve found something truly special. Inside, the home’s bright and airy ambiance defies its age, with every room bathed in natural light. The newly updated heating system and roof ensure that this historic gem is move-in ready, offering peace of mind alongside its undeniable character. The cozy interiors are perfect for quiet moments, while the back patio invites leisurely afternoons spent grilling and soaking up the serene surroundings. Outside, the expansive 2+ acres provide endless opportunities for outdoor enjoyment. Whether you’re dreaming of gardens, a play area, or simply wide-open space to relax, this property has it all. The oversized barn/garage is a treasure in itself, offering ample storage for all your toys and a generous workshop space for your creative projects. Located in a sweet, quiet spot, this home offers a true retreat from the hustle and bustle, yet it’s just a short walk to the falls where you can indulge in kayaking, swimming, or fishing. If you’ve been searching for the perfect blend of antique charm and modern amenities, look no further!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 1 full / 1 three-quarter
  • Style: Colonial
  • Year Built: 1854
  • Garage: 2-car Garage
  • Heating: Forced Air,Hot Water
  • Cooling: None
  • Basement: Partial
  • Approx Sq. Feet: 2,664
  • Acreage: 2
  • Est. Taxes: $4,363
  • Lot Desc: Agricultural,Wooded
  • Elem. School: Effingham Elementary School
  • Middle School: Kingswood Regional Middle
  • High School: Kingswood Regional High School
  • School District: Governor Wentworth Regional
  • MLS#: 5010363
  • Website: https://www.raveis.com
    /prop/5010363/21ironworksroad_effingham_nh?source=qrflyer
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Listing courtesy of KW Coastal and Lakes & Mountains Realty/Meredith   Phone: 603-569-4663
Listing Agent: Lobin Frizzell

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21 Iron Works Road, Effingham, NH, 03882

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.616% 7.055% 6.256%
Monthly Tax Payment $364 $364 $364
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,151 $2,097 $2,692
Total Monthly Payment $2,590 $2,536 $3,131

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.