Discover the epitome of luxurious living in this exquisite south of Montauk-style ranch in Islip! This home is designed to impress with its expansive open floor plan, featuring rich hardwood floors that flow seamlessly throughout. The gourmet kitchen is a culinary masterpiece, complete with gleaming granite countertops, stainless steel appliances, and a sliding glass door that opens to a serene backyard retreat. The elegant dining room and inviting living room, accentuated by a striking stone fireplace, create the perfect setting for both casual gatherings and sophisticated entertaining. This home offers four bedrooms and three beautifully appointed baths, including two primary suites. One of these suites is versatile enough to serve as a luxurious home office or a comfortable space for an extra room. The fully finished basement is a true entertainer's dream, boasting a spacious media area and a chic full bar that promises countless memorable gatherings. Step outside to your private paradise, where a sprawling 20x40 patio, a charming 10x10 pergola, and a pristine 16x27 inground saltwater pool, surrounded by elegant Cambridge pavers, await. The meticulously landscaped backyard is fully fenced, ensuring your ultimate privacy. Perfectly positioned near Islip's picturesque village, gourmet restaurants, a well-stocked library, Islip Beach, and the Long Island Rail Road, this home combines convenience with a touch of luxury. Move right in and start living the dream lifestyle you've always imagined!
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Our Executive Mortgage Banker:
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$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $1,453 | $1,453 | $1,453 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,641 | $3,641 | $4,735 |
Total Monthly Payment | $5,186 | $5,186 | $6,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.