Welcome home to this spectacular updated SHEFFIELD home now available in the desirable Kings Gate subdivision, a gated 55+ community! This home has been professionally remodeled and features a new upgraded A/C system (16 SEER) with an additional Mini-Split (19 SEER) (2022). The kitchen was totally remodeled in 2022. Elegant custom wood cabinetry, and lots of them! Beautiful quartz counters! Range with Convection Oven, Microwave, Refrigerator, Dishwasher, Disposal, Pantry, recessed lighting, and ceiling fan. New roof and hot water heater (2022). The large family room affords a spectacular, panoramic, view overlooking the lake and 4th hole of the Kings Gate Executive Golf Course. This is a wildlife paradise that faces a preservation area behind the house. The large Primary Bedroom has dual walk-in closets. The Primary Bath, also updated, includes a dual sink granite top vanity with plenty of storage, updated fixtures, new mirrors, and medicine cabinets. The guest or second bedroom in the front of the home has a large built-in closet. The large dining area is situated between the living room and family room. The garage features a powered garage door screen with remote control. Freshly painted exterior (2024)! BONUS: This home has three years remaining on the transferrable Home Warranty!
This active community offers a plethora of activities: Olympic size heated swimming and spa, water aerobics, bridge, bingo, Texas hold em, cornhole, Euchre, poker, mahjongg, volleyball, line dancing, movie nights, book club, pickleball, tennis, bocce ball, lawn bowling, horseshoes, shuffleboard, gym, billiards, library, travel club, and more! The golf club features the Lions Den Restaurant and Bar which offers weekly Karaoke, monthly trivia, Bargo, golf events, happy hours, dinners, and private events. Just a short, golf cart ride away is a Winn-Dixie, restaurants, banking, drug store, and shopping. This quiet community is within minutes of Fisherman’s Village and the shops of downtown Punta Gorda.
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Our Executive Mortgage Banker:
Our Insurance Division:
$417,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $334,000 | $334,000 | $334,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,250 | $2,220 | $2,817 |
Total Monthly Payment | $2,630 | $2,600 | $3,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.