2 bedroom, 2 bath condo located at the upscale gated community- the Isles of Porto Vista. Barcelona B model - 1469 sq ft Corner top floor unit with an elevator secured lovely foyer, and a view of the pool. Great open floor plan with a dedicated dining area and tray ceilings. The oversized master suite has a walk-in closet, dual sinks, and a shower Large second bedroom Newer carpets. Recently painted. Private laundry with a new washer and dryer. Huge balcony with extra deep and high storage. * Virtually Staged New (2023) A/C, furnace, and hot water heater. New (completed March 2024) roof on the building. 1 car garage with a garage door opener and a keypad. Plenty of extra parking spaces for guests or a second car. Association fees include insurance, garbage, water, and sewer. Property taxes will be lower when owner occupied. Resort-style living with heated pool, gym, pickle ball, pet park, picnic areas, playground and recently updated clubhouse. Conveniently located to shopping, dining, schools, and beaches. Investors welcome: unit can be rented up to 12 rentals calendar year ( min 30 days)
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Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,243 | $1,213 | $1,531 |
Total Monthly Payment | $1,584 | $1,554 | $1,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.