ACCEPTING BACKUP OFFERS! Discover the epitome of ''Waterfront Living'' in this extraordinary property, where the serene St John's River meets the Atlantic Ocean within 2 minutes in your boat presenting a VERY VERY RARE opportunity for both residential bliss and business potential! Known as the heart of ''The North Florida Keys, '' this gem of a home is grandfathered in as residential and zoned commercial CCG-2 a-once-in-a-lifetime find. Enjoy and live the ultimate Salt Life experience in the estuary, this is a boater's paradise, featuring deep water access and breathtaking views. The newly constructed dock boasts two boathouses and an upper and lower covered observation deck, accommodating drafts of 17 feet at low tide and 26 feet at high tide—ideal for water enthusiasts of all kinds. Embrace the Cottage Style of a spacious, open & airy charming 3-bedroom concrete block home, adorned with a newer metal roof and a new fresh water filtration system, 2023 HVAC, thoughtfully updated to enhance your comfort. For those who dream of fishing, this location is nothing short of spectacular. In just two minutes by boat, you can cast your line in the Great North Atlantic Ocean, from the mouth of the St. Johns River as it flows into the Atlantic Ocean, set against a backdrop of NO! NO-WAKE ZONES and deep waters, creating a haven for boating aficionados. Experience endless views as you watch playful dolphins, fish for dinner, grow and harvest fresh oysters all while living the island lifestyle in this tranquil haven. Nearby, you'll find Huguenot Park, the pristine Fernandina Beaches, and the famed "Sand Dollar" Restaurant and "Billy Jacks, " making this property a true sanctuary for nature lovers, boaters, and fishing enthusiasts alike. With beautiful white sand beaches, lush marshlands, and miles of scenic bike and jogging paths just steps from your front door, outdoor adventures await. The open floor plan of the home showcases panoramic views of the St. Johns River, while the backyard invites you to catch crabs, shrimp, flounder, snook, and trout right off your own dock. Delight in watching ships glide by, enjoy daily dolphin visits, and be captivated by the vibrant birdlife that enhances this property's natural charm. Additional features include a storage room, ample parking, and spacious outdoor areas perfect for entertaining. Conveniently located near Little Talbot Island, shopping centers, exquisite dining options, and Jacksonville International Airport, this property offers an ideal retreat for those seeking a magnificent waterfront lifestyle. Don't miss your chance to own a piece of paradise! Interest rates mean nothing at the shockingly new price!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.429% | 6.149% | 5.152% |
Monthly Tax Payment | $722 | $722 | $722 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,854 | $2,851 | $3,733 |
Total Monthly Payment | $3,668 | $3,665 | $4,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.