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178 Woody Drive, St. Albans Town, VT, 05478 | $589,000
*Back on market at no fault to the seller or the property* Escape to the outskirts of town without giving up a life of leisure. Situated on just over 2 acres of land, with an additional 8 acres in a land conservation program, this beautiful 3-bed, 4-bath home has everything you could ask for: cathedral ceilings, new tile floors, a partially finished basement, and an outdoor arrangement that leaves little to be desired. The 1st floor greets you with an airy foyer that flows nicely into the formal dining area. This blends fluently into the gracious kitchen with a built-in bar, extensive storage, & incredible view of the backyard - perfect for entertaining. Throughout the 1st floor you will find not 1, but 2 living areas. Decide if your lifestyle calls for a library, home office, or 2 welcoming cozy areas to unwind. Upstairs, you're greeted by a large usable landing & an impressive primary bedroom with vaulted ceilings & private bathroom. Two more bedrooms & a guest bathroom complete the 2nd level; adorned with brand new LVP flooring. The finished basement provides over 700 sq. ft. of living space including laundry, an office, & additional bathroom! Head outside to utilize the outdoor kitchen & patio or enjoy the large in-ground pool with friends. Deeded lake access makes this home a true gem. Additionally, enjoy reduced tax liability as part of the conservation agreement! Seller upgrades include a new septic system in 2024, new roof in 2024, new floors, vanities, paint, & more.
Features
- Amenities: Beach Access
- Rooms: 7
- Bedrooms: 3
- Baths: 3 full / 1 half
- Style: Contemporary
- Year Built: 1997
- Garage: 3-car Garage
- Heating: Oil,Pellet Stove,Baseboard,Stove - Pellet
- Cooling: None
- Basement: Concrete,Partially Finished,Stairs - Interior,Storage Space,Interior Access,Stairs - Basement
- Approx Sq. Feet: 2,917
- Acreage: 10.11
- Est. Taxes: $8,380
- Lot Desc: Agricultural,Conserved Land,Country Setting,Field/Pasture,Lake Access,Level,Rural
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: BFASt Albans
- School District: Franklin Northwest
- MLS#: 5010404
- Website: https://www.raveis.com
/prop/5010404/178woodydrive_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/27/2025Listing courtesy of Coldwell Banker Hickok and Boardman Phone: 802-863-1500
Listing Agent: Nicole Broderick
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
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Our Insurance Division:
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
178 Woody Drive, St. Albans Town, VT, 05478
$589,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.243% | 7.282% | 6.518% |
| Monthly Tax Payment | $698 | $698 | $698 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,135 | $3,175 | $4,040 |
| Total Monthly Payment | $3,925 | $3,965 | $4,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484