Location! Location! Location! This charming, 1950s 3-bedroom home is situated on two lots (0. 67 acres +/-) on Farley Ave, along the popular walking loop around the historic downtown area. It's just waiting for your updating and remodeling ideas. So much potential with this home. Spacious rooms, a formal dining, some hardwoods under carpet, large foyer area between the bedrooms, a large screened porch (has been closed in for use as storage, but easily returned for use as a porch, or perhaps add a 2nd bath and closet to the primary bedroom!). A large deck and patio door was added off of the middle bedroom, which was used as a den. A 2-car detached metal carport and a detached 2-car workshop/garage provide plenty of space for parking, yard equipment or projects. And there is also a detached storage building that remains with the property. All public utilities available, at least two internet providers service this location, and public trash pickup is included in the yearly property tax bill. Convenient to schools, shopping, public library and the Public Square area. Owned by the same family since 1964, but now time for a new owner. Being sold AS IS. Don't let this opportunity get away!
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$120,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $96,000 | $96,000 | $96,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $33 | $33 | $33 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $583 | $583 | $759 |
Total Monthly Payment | $691 | $691 | $867 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.