3 Gingerwood DRIVE, Homosassa, FL, 34446 | $639,900

Welcome to 3 Gingerwood Drive, where Florida living reaches new heights! This stunning 4-bedroom, 3-bathroom home, spread across TWO spacious lots, is a dream come true for those seeking the ultimate lifestyle in the sun. Step inside and be greeted by an open concept living area that seamlessly connects the living room, billiards space, kitchen, and dining area. Just off the foyer is a versatile home office that can easily serve as a fourth bedroom or a cozy den for quiet evenings.
As you move through the living space, three sliding glass doors invite you out to an expansive lanai, perfect for indoor-outdoor living. The South Wing hosts a sprawling primary suite, complete with multiple closets—including a generous walk-in with ample room for all your accessories. The ensuite bathroom is a retreat, featuring a double vanity, a luxurious garden-style tub, and a custom-tiled step-in shower. Private access from the primary bedroom to the lanai adds to the convenience and resort-like feel.
On the opposite side of the home, you'll find a mudroom/laundry room that leads to the oversized, three-car garage. This wing also includes a guest bedroom and bathroom, as well as a private in-law suite, which also opens to the pool and lanai through sliding doors.
Step outside and discover your own tropical oasis. The lanai features a large, sparkling pool, a sauna tub, and a fully equipped outdoor kitchen—ideal for year-round entertaining. With both propane and solar heating, the pool is perfect for any season. The property also includes a new roof, a full-house generator, fresh paint inside and out, gutter guards, a new well pump, solar heater for the pool, fresh landscaping including rubber mulch and shells. An extensive list of upgrades is available, too many to list, offering even more value.
The home sits on two lots and is equipped with city water and a private well for irrigation and pool maintenance. With all these luxurious features, motivated sellers, and a prime location, this property won’t be on the market for long!

ASSUMABLE FHA MORTGAGE AT 3. 25!!!!!

Features

  • Rooms: 4
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2000
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 3,145
  • Acreage: 0.61
  • Est. Taxes: $4,754
  • HOA Fee: $840 Annually
  • Pool: Gunite, Heated, In Ground, Screen Enclosure, Solar Heat, Tile
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
  • MLS#: T3500346
  • Days on Market: 218 days
  • Website: https://www.raveis.com
    /prop/T3500346/3gingerwooddrive_homosassa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/24/2024 6:28:37 AM)
Listing courtesy of IMPACT REALTY TAMPA BAY   Phone: 813-321-1200

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3 Gingerwood DRIVE, Homosassa, FL, 34446

$639,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $511,920 $511,920 $511,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $396 $396 $396
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,406 $3,402 $4,389
Total Monthly Payment $3,894 $3,890 $4,877

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.