***SELLER IS OFFERING A 2-1 INTEREST RATE BUYDOWN WITH PREFERRED LENDER, GoMortgage. That means a buyer would get a 3. 99 rate for the 1st year which comes out to be a $350/month savings (4, 200 1st year) ***. Welcome home to this 1940s bungalow located at 5204 N Highway 14 in Landrum, SC . This sturdy ranch home has undergone a comprehensive transformation, essentially rebuilt from the studs in to blend modern comforts with classic charm throughout the three bedrooms and two full baths house with approximately 1600 square feet. Upon entering, a custom built "drop zone" for bags, backpacks, shoes, keys, umbrellas, etc. welcomes your daily essentials. The kitchen boasts new white Shaker style cabinets, butcher block countertops, stainless steel appliances including a gas stove, dishwasher and built in microwave PLUS black granite single bowl sink, alongside upgraded lighting and fixtures. The spacious living room flows seamlessly into a versatile nook, ideal for an office, reading area, or play space. Bedrooms are generously sized, with the primary bedroom leading to a sparkling clean ensuite retreat, featuring a double vanity, walk-in closet, and a tiled shower with niche. Throughout the home, upgrades abound: all new kitchen, baths, vanities and paint. You will also find an additional 300 sq ft of heated/cooled attic space upstairs! Exterior enhancements include a new roof, gutters, siding, and thermal windows for enhanced energy efficiency. Outdoor spaces have been revitalized with freshly painted porches, a new asphalt millings driveway, and extensive yard grading to redirect water away from the structure. Additional highlights include no HOA restrictions, access to gas for outdoor grilling, a water filtration system for the well, and thoughtful repairs and termite treatment with a 5-year bond. Storage below the home is easily accessible through the small garage door, where someone can build in a workshop, hobby area or whatever the heart desires. This home offers over half an acre of freedom and potential, making it a perfect canvas for your personal touches and enjoyment.
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Our Executive Mortgage Banker:
Our Insurance Division:
$315,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $252,000 | $252,000 | $252,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $177 | $177 | $177 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,531 | $1,531 | $1,991 |
Total Monthly Payment | $1,783 | $1,783 | $2,243 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.