Welcome Home! A beautiful stone home in the Fleetwood section of Mt Vernon will turn heads! This two-story, classic colonial boasts a level, partially fenced back yard with plenty of patio space for hosting friends and family. The main level has hardwood floors, a spacious living room with a working fireplace, formal dining room, newly renovated ½ bath, and a greenhouse study. The kitchen and solarium flow continuously offering a chef's oven/stove, convection oven, d/w, and ample cabinet space. All four seasons are embraced while dining in the solarium. Both the art deco kitchen and solarium are tiled with medieval Italian roof tile, providing a flagstone feel and a piece of medieval history. The second floor has three large bedrooms, one flex room, and two full baths. The primary bedroom with en-suite full bath and walk-in closet. Even more storage space in the walk up attic that houses a cedar closet, and tons of space. The partially finished basement is spacious and offers an office and guest area as well as laundry, and a work area, all with a private entrance, plus a one car garage. This house is only 12 miles from Manhattan yet has all of the convenience of the city living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$785,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $628,000 | $628,000 | $628,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,757 | $1,757 | $1,757 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,178 | $4,174 | $5,296 |
Total Monthly Payment | $6,027 | $6,023 | $7,145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.