Discover this charming single-family home nestled in a picturesque community. This delightful residence features a spacious living room with a cathedral ceiling and skylights, filling the space with natural light. The master bedroom is conveniently located on the first floor, accompanied by a newly tiled bathroom. The well-equipped kitchen, complete with a great dining area, is perfect for both daily living and entertaining. Lots of windows throughout the home offer lovely views and ample light. Step outside to a generous backyard with a storage shed for bikes and fishing gear. Enjoy the convenience of a new public school, nearby train and express bus services to Manhattan, and a quick 15 minute drive to JFK Airport. Rockaway Beach is just a 10-minute walk or 5-minute drive away, while the trails of Gateway National Park and Jamaica Bay offer a natural retreat. This property combines comfort, convenience, and a vibrant community, making it an ideal place to call home. , Additional information: Appearance: Great
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,260 | $2,260 | $2,880 |
Total Monthly Payment | $2,335 | $2,335 | $2,955 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.