Delightful updated FURNISHED 1 Bedroom, 1 Bathroom third floor condo with WATER VIEWS located in the desirable gated community of EMERALD POINTE located on the Peace River. This light and bright unit with views of the canals offers a Foyer, Great Room, Dining Area, well equipped Kitchen, Inside Laundry closet, 24 x 6 screened Porch. Luxury vinyl plank flooring throughout the Great Room, Dining Area and Bedroom offer a clean modern look. Lots of natural light in the spacious Great Room through sliding glass doors and 5 foot window. Access to the Porch where you can enjoy your morning coffee. The Dining area is large and accommodates a table for 6 as well as a breakfront. The Kitchen features wood cabinets, marble counters, oven/range, built in microwave, dishwasher, double sink and stainless french door refrigerator. There is a pantry closet, breakfast bar, wine rack and wine glass rack. You an also access the screened porch from the Kitchen via sliding glass doors. The spacious bedroom offers a large walk in closet, large 5 foot window, laundry closet with stacked washer and dryer. The Bathroom features dual sink, marble counter on white wood vanity, dual sinks and walk in shower. Sold FURNISHED with stylish furniture. Other features include an under building parking space, guest parking, storage closet and building elevator. Emerald Pointe is a resort style waterfront community with 2 story clubhouse, fitness room, library, 4 clay tennis courts, 3 swimming pools (one heated), putting green, seasonal restaurant, on site management, one hard tennis/pickleball court, bocce courts, marina, first come boat docks, gazebo and park on the Peace River, boat/trailer/RV storage, security gate with 24 hour guard. There are many groups including book club, tennis club, yacht club, mah jongg, dominoes, ladies bridge, ladies coffee, clay busters shooting club and more. There are many social events throughout the year. The monthly fee includes cable TV, internet, water and sewer, trash removal, pest control, flood insurance, landscaping, pest control and 24 hour security guard and all community amenities as per above. By boat you pass under the Baron Collier Bridge to Charlotte Harbor - the bridge is 45 feet tall. Emerald Pointe is minutes from historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, art galleries, walking and biking paths, weekend farmers markets, events, Fishermen's Village and more!
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$187,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $149,600 | $149,600 | $149,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $143 | $143 | $143 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $995 | $994 | $1,262 |
Total Monthly Payment | $1,213 | $1,212 | $1,480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.