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38 Liberty Street, Swanton, VT, 05488 | $214,900
Fewer opportunities become available for an affordable home. Don't miss out on the opportunity to visit an affordable home like this in a convenient village location. This family home features 2 bedrooms, 1 ½ baths, a large kitchen with plenty of countertop space and cabinets as well as a pantry for your storage needs. Great space for the family meals. Relax in the comfortable living room boasting a large window allowing for natural light. Enjoy added space with not one but two enclosed 3 season porches with lots of windows for even more natural light. Upstairs you will find 2 bedrooms; one with a long walk-in closet, a ½ bath and a great space for a small office or expansion closet space. The . 25 acre lot includes a yard that is partially fenced, long and deep ideal for playtime with children and/or pets as well as the family barbeque. You will also enjoy a detached oversized one-car garage with plenty of room for the workbench and storage of your outdoor items. Close by you will find groceries, shopping, easy access to I89 and all the other amenities that Swanton has to offer. A short drive away in St Albans you will find access to the Rail Trail great for biking and walking in addition to Hard’ack Recreation Area, parks, swimming and boating, farmers market and other outdoor activities.
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Farmhouse
- Year Built: 1850
- Garage: 1-car Garage
- Heating: Natural Gas,Monitor Type,Wall Units
- Cooling: None
- Basement: Stairs - Interior,Walkout,Interior Access
- Approx Sq. Feet: 1,000
- Acreage: 0.25
- Est. Taxes: $3,633
- Lot Desc: Level,Sidewalks,In Town,Near Shopping
- Elem. School: Swanton School
- Middle School: Missisquoi Valley Union Jshs
- High School: Missisquoi Valley UHSD #7
- School District: Missisquoi Valley UHSD 7
- MLS#: 5010448
- Website: https://www.raveis.com
/prop/5010448/38libertystreet_swanton_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/21/2024Listing courtesy of Brian French Real Estate Phone: 802-862-6433
Listing Agent: Lori Dykema
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
38 Liberty Street, Swanton, VT, 05488
$214,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $171,920 | $171,920 | $171,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
| Monthly Tax Payment | $303 | $303 | $303 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,144 | $1,143 | $1,450 |
| Total Monthly Payment | $1,522 | $1,521 | $1,828 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484