Reap the benefits!!!! This two bedroom condo has a cornucopia of upgrades that will last a while. Wi-Fi enabled thermostats in both the main condo and studio replaced in 2024. Wi-Fi enabled hybrid water heater installed in 2023. Main entry and studio entry storm doors with roll screen installed 2-24. Both entry doors keyless locks replaced Sept 2023. New 12mm waterproof laminate flooring throughout installed in August of 23. Ceilings and walls throughout condo painted in July of 23. Granite counter tops, sinks, faucets in both bathrooms installed in January of 2024. Mirrored oversized medicine cabinets installed 2/24. Tall elongated bowl power flush toilets replaced August of 23. Bathroom light bars replaced in Sept of 23. 2 Ton HVAC System with whole house filter, April of 2022. Upgraded HVAC Ducts from 6 to 7 inch lines allows 50 percent more air volume. Wall to wall mirrored accent walls installed in primary bedroom and studio in 2023. Laundry room cabinet and clothes bar installed in 2024 and modular shelving in the closet in 2023. Both private balconies that lead out from bedrooms were tiled in December of 23. The 2nd bedroom is designed as a studio lockout ideal for a rental income opportunity. The studio has a wetbar with granite counter top, a mini refrigerator, and microwave. The AC systems is designed so that the studio can be at a different temperature than the rest of the condo. A murphy Bed was added to studio in November of 23. The condo comes with two covered parking spaces. There are two stairwells one at each side of the building, plus garbage shoots and both ends. An elevator in the middle of the building. With this condo on the 3rd floor you can enjoy the beauty of cathedral ceilings. The design of this condo is nice and bright with a large window in the dining room, four windows in the kitchen, and both bedrooms have sliding glass doors that bring that Florida sunshine in when you decide to have the shade and blinds open. This two bedroom condo is a split floor plan. The main side of the condo has direct access to the laundry room. The primary bathroom has a shower, a double vanity and a linen closet. This condo is located in a world renown nudist community. With a paid membership to the club you can enjoy live music poolside on weekends, there are two water volleyball poolsl that are heated in the winter, a hot tub, extra large conversation pool, pickle bar courts, an oxagon shaped tiki pool bar, restaurant, karaoke nights and so much more. Paradise Lakes is within a 30 minute drive of Tampa International Airport, About 1 hour to the Gulf of Mexico, close to shopping and outlet malls, ten minutes from Tampa, and close to public golf courses.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $214,200 | $214,200 | $214,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $250 | $250 | $250 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,425 | $1,407 | $1,806 |
Total Monthly Payment | $1,750 | $1,732 | $2,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.