All you need to bring are your clothes and food to start enjoying a relaxing lifestyle on this freshwater canal home on a double lot. The canal leads into Lake George, the second largest lake in Florida. The St. Johns River runs through Lake George flowing north to Jacksonville where you can enter the Intracoastal Waterway or the Atlantic Ocean. If you enjoy fishing or boating, it's only a few steps from your wrap around porch to the boat house with lift. You may just enjoy relaxing on the porch, drinking your morning cup of coffee or in the afternoon or evening you can relax in the hot tub. Most of the furnishings are included to make you move easier. The open floor plan shown in the photos speak for themselves. The kitchen has a brick accent wall around the stove and hood and the commercial grade stainless steel refrigerator are quite impressive. The kitchen island has under counter storage and is adjacent to the family room and dining room creating an easy flow space for entertaining. The master bedroom ensuite has a garden tub, double sink and separate shower. Both the master bedroom and guest bedroom have knock-out windows for safety in case of fire. The utility room is located off the kitchen area with washer/dryer hook up and storage. There is also washer/dryer hook up in the 900 square foot garage which also has bathroom and workshop. There is parking space for one vehicle or parking for an ATV, lawn mower, golf cart, etc. The wrap around porch increases the living space from 1735 square feet in the home to a total of 2740 square feet. The majestic oak tree is a focal point of the backyard. After you come back in from spending the day on the lake fishing, step over to the fish cleaning table to clean your catch of the day and then head over to the outdoor kitchen to cook your dinner. Sit around the picnic table under the oak tree while eating your dinner and watch the scenery of the canal and the woods across on the other side of the canal . You never know what you might see. While making the pictures, an otter swam by. Come sit on the porch or dock and see for yourself how picturesque, peaceful and quiet it is on the water.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,861 | $2,361 |
Total Monthly Payment | $2,134 | $2,132 | $2,632 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.