Imagine a charming, single-story home nestled in a peaceful 55+ community. This cozy residence features two spacious bedrooms and two well-appointed bathrooms. One of the bathrooms offers a convenient walk-in shower, while the other boasts a shower/tub combination, perfect for relaxing baths. The large living room serves as the heart of the home, with ample space for entertaining or relaxing. Adjacent to the living room is a kitchen nook, a cozy spot ideal for casual dining. The kitchen is efficiently designed, providing everything you need for preparing meals with ease. Step outside to enjoy the Florida sunshine on the large screened-in front porch, perfect for sipping your morning coffee while enjoying the peaceful surroundings. There's also a screened-in side porch where the laundry room is conveniently located, making household chores a breeze. The home sits on an oversized lot, offering plenty of outdoor space. A fenced-in area off the back of the home provides privacy, and the beautifully landscaped yard is adorned with mature trees, adding to the serene ambiance. For those who enjoy tinkering or crafting, a workshop is included, offering a dedicated space for projects. This quaint community is truly special, with a welcoming atmosphere and thoughtful amenities. A community center provides a space for social gatherings, while community mailboxes for convenience. Two scenic ponds add to the neighborhood's charm, creating a peaceful environment. Best of all, this home is not in a flood zone, offering peace of mind. The community's location is ideal—off the main road for a quiet setting, yet close to all the amenities and necessities you could need. With a small HOA fee of just $200 a year, this is an affordable and desirable place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $53 | $53 | $53 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $798 | $798 | $1,029 |
Total Monthly Payment | $925 | $925 | $1,156 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.