223 Locust Avenue, Cortlandt Manor (Cortlandt), NY, 10567 | $180,000
DO NOT USE FERNI COURT FOR ACCESS AS THIS IS A PRIVATELY OWNED ROAD. Att. builders/contractors. Distressed 2BR 1 bath single family property in Cortland on 1. 12 acres. House and garage in need of FULL GUT Mail can be received in a mailbox located on Locust Drive- current owner chose to have a PO Box. Trash is picked up on Locust Drive. The house is on municipal water. The house is on septic , most likely located in front of the house but please verify. There is a permanent easement attached to the private road coming in from Locust. The private road from Fermi Court services multiple homes and the attorney for the owner is researching the mntnce agreement/ownership/usage but purchase of 223 does not automatically allow use of that road. Thank you for your patience and efforts. Roof to garage compromised. Suspected presence of black mold. Cash offers only. Do drive by first before requesting appointment.
Features
- Town: Cortlandt Manor
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Style: Bungalow
- Year Built: 1950
- Garage: 2-car Detached
- Heating: Oil, Radiant
- Cooling: None
- Basement: Full, Unfinished
- Approx Sq. Feet: 1,000
- Acreage: 1.12
- Est. Taxes: $5,690
- Elem. School: Van Cortlandtville School
- Middle School: Lakeland-Copper Beech Middle Sch
- High School: Lakeland High School
- School District: Lakeland
- MLS#: H6310602
- Days on Market: 34 days
- Website: https://www.raveis.com
/prop/H6310602/223locustavenue_cortlandtmanor_ny?source=qrflyer
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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
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223 Locust Avenue, Cortlandt Manor (Cortlandt), NY, 10567
$180,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $144,000 | $144,000 | $144,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
| Monthly Tax Payment | $474 | $474 | $474 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $958 | $957 | $1,235 |
| Total Monthly Payment | $1,507 | $1,506 | $1,784 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535