Wow! Talk about affordable elegance on a big well-manicured corner homesite in the beautiful 55 + community of Timber Oaks. This classic Florida design utilizes the popular L-shaped floor plan anchored by a central kitchen where all major areas are oriented to the rear Florida room and beautiful back yard. Entertaining and relaxing will be a joy. As you enter the great living and dining room the front bay window is the focal point. Plank and ceramic tile enhance all these major living areas. The perfect, bright kitchen is well located in the center of activity with its own breakfast dinette, pantry, and stainless appliances. An awesome family room is next to the kitchen and leads to the enclosed air-conditioned Florida room on the back of the home. The large Owner suite is conveniently and privately connected to the major living areas and has an updated en-suite owner bath and walk-in closet. There are two guest bedrooms with walk-in closets. Managing the home chores is easy with the big inside laundry room with utility tub and cabinets. The garage person in the family will enjoy the spotless finished floor and sliding panel screen enclosure. And, get ready for fun in this very active community - with gorgeous camenities. The pool and hot spa overlook a stunning lake and fishing pier. Dances, shows and dinners will be a hit too! Members have access to amazing amenities, including a heated community pool and spa overlooking the water, fitness center, billiards and card rooms, tennis courts, bocce ball courts, shuffleboard, tennis, and a picturesque lakeside pier and gazebo. The property location is ideal for easy access to our sunny beaches, captivating sunsets, and a beautifully revitalized downtown New Port Richey - offering the Cotee River Park walk, beautiful Orange Lake historically known as the “Blue Sink”, as well as fabulous restaurants and shops. Enjoy easy commutes to St. Petersburg, Tampa, and Clearwater. Note: There are three types of memberships at Timber Oaks. Certain amenities require certain memberships and payment - Buyer to confirm details.
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Our Executive Mortgage Banker:
Our Insurance Division:
$294,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $235,992 | $235,992 | $235,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,492 | $1,434 | $1,913 |
Total Monthly Payment | $1,711 | $1,653 | $2,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.