Rocking chairs on the front porch whispering "Home Sweet Home". As you enter this center hall colonial you will immediately notice the impeccable care the original owners have given this home. Anticipating the arrival of new owners these amazing sellers painted most of the house and installed new wall to wall carpeting in several rooms. This open floor plan with large eat in kitchen can easily adapt from intimate dining to great gatherings warmed by the propane fireplace in the great room. Solar Panels keep utility expenses at a minimum. Large custom deck off the kitchen leads to an above ground pool and the walk up attic staircase leads to whatever your hearts content. With a heated two car garage and paved driveway this well loved property screams just "turn the key". . . Large screen TV and basketball hoop included. Boiler 5 yrs old. Convenient to schools, shops, and galleries. Red Hook is famous for its' wonderful restaurants and rural venues. Close to Bard College and the ever majestic Hudson River.
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $833 | $833 | $833 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,561 | $3,557 | $4,513 |
Total Monthly Payment | $4,486 | $4,482 | $5,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.