167 S Shore Drive, Wurtsboro (Thompson), NY, 12790 | $189,900

Embrace the lake life with this 3-bedroom home on Wolf Lake! This 1950s 'camp' is bursting with potential, offering you the perfect canvas to create your ideal retreat. While this home needs total renovations, it comes with deeded lake rights, giving you access to the serene waters of Wolfe Lake. Imagine starting your mornings with a peaceful kayak ride, just a short stroll from your front door. Surrounded by the natural beauty and close-knit community of Wolf Lake, this property is your opportunity to transform a classic camp into your dream lakeside getaway!

Features

  • Town: Wurtsboro
  • Amenities: Lake Association
  • Rooms: 5
  • Bedrooms: 3
  • Baths: 1 full
  • Style: Ranch
  • Year Built: 1953
  • Heating: Oil, Forced Air
  • Cooling: None
  • Basement: Crawl Space
  • Approx Sq. Feet: 1,074
  • Acreage: 0.61
  • Est. Taxes: $6,143
  • HOA Fee: $88 Monthly
  • Lot Desc: Level, Part Wooded
  • Water Front: Yes
  • Elem. School: Emma C Chase School
  • High School: Monticello High School
  • School District: Monticello
  • MLS#: H6323993
  • Days on Market: 57 days
  • Website: https://www.raveis.com
    /prop/H6323993/167sshoredrive_wurtsboro_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of RE/MAX Benchmark Realty Group   Phone: 845-341-0004

William Raveis Family of Services

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888.699.8876

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

167 S Shore Drive, Wurtsboro (Thompson), NY, 12790

$189,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $151,920 $151,920 $151,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $512 $512 $512
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,011 $998 $1,281
Total Monthly Payment $1,598 $1,585 $1,868

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.