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Presented by
The Whiteman Team |
80 Lower Road, Guilford (Indian Cove), CT, 06437 | $1,495,000
No FLOOD INSURANCE REQUIRED. "Almost home. " Drive past the beach, turn on the private lane and up the private tree lined driveway. "So private" and into the garage. Exhale - You are home. While it is tempting to go straight to the kitchen, you pause by the front door to look across the patio to the view of Long Island Sound. "Love, Love, Love the views" and not in a flood zone. You feel the peace and tranquility. Up one flight - the views are even more spectacular from the Living Room, Dining Room, Kitchen, Screened Porch and Deck. Must look through the spotting scope at the two Osprey nests, the fledglings are about ready to fly. Weekend guests are arriving in about 90 minutes - time enough get ready and "still time for a quick swim at the association beach. " Later, the house is quiet, everyone has retired and you sit out on the deck and gaze at the moon's reflection on the Sound. " I have to pinch myself - this is my dream come true. " This house is a winner in so many ways. Custom Built in 2000 there are four bedrooms, three full and 1 half baths nicely arranged to assure privacy of the Primary suite and for the guest bedrooms. There are views from virtually every window of Long Cove and Long Island Sound. The open floor plan has a living room with fireplace, dining room, kitchen with separate breakfast area and access to the deck and screened porch. On the top floor is a large bedroom plus a loft that is open to the LR and DR - views from here too. The lower level is finished, with a wall of windows a wall of windows and is a good space to kick back, watch the game or create art masterpieces. The house has central air conditioning and a whole house generator. City Water was recently hooked up. A member of the Indian Cove Beach Association. with a pristine beach and Association dock and in the Long Cove neighborhood with like-sized and sophisticated homes. Close to the Historic Guilford Green and Harbor and only 20 minutes to New Haven. Easy to access from NYC via car or train.
Features
- Town: Guilford
- Amenities: Private Rec Facilities
- Rooms: 9
- Bedrooms: 4
- Baths: 3 full / 1 half
- Laundry: Main Level
- Style: Colonial,Contemporary
- Year Built: 2000
- Garage: 2-car Attached Garage,Driveway
- Heating: Hot Air
- Cooling: Ceiling Fans,Central Air
- Basement: Full,Partially Finished
- Above Grade Approx. Sq. Feet: 2,945
- Below Grade Approx. Sq. Feet: 542
- Acreage: 1.2
- Est. Taxes: $20,113
- HOA Fee: $200 Annually
- Lot Desc: Some Wetlands,Borders Open Space,Level Lot,On Cul-De-Sac,Professionally Landscaped,Water View
- Elem. School: A. W. Cox
- High School: Guilford
- Appliances: Oven/Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Electric Dryer
- MLS#: 24040366
- Days on Market: 91 days
- Buyer Broker Compensation: 2.50%
- Website: https://www.raveis.com
/mls/24040366/80lowerroad_guilford_ct?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Jack & Jill Bath,Wall/Wall Carpet | 15.0 x 10.0 | Main |
| Bedroom 2 | Full Bath,Wall/Wall Carpet | 19.0 x 12.0 | Main |
| Bedroom 3 | Wall/Wall Carpet,On 3rd Floor | 17.0 x 21.0 | Upper |
| Dining Room | Ceiling Fan,Sliders,Hardwood Floor | 16.0 x 12.0 | Upper |
| Full Bath | Corian Counters,Jack & Jill Bath,Tub w/Shower,Tile Floor | Main | |
| Full Bath | Full Bath,Stall Shower,Tile Floor | Main | |
| Half Bath | Tile Floor | Upper | |
| Kitchen | Bay/Bow Window,Granite Counters,Eating Space,Tile Floor | 25.0 x 23.0 | Upper |
| Living Room | Cathedral Ceiling,Built-Ins,Ceiling Fan,Gas Log Fireplace,Sliders,Hardwood Floor | 11.0 x 20.0 | Upper |
| Loft | Wall/Wall Carpet,On 3rd Floor | 16.0 x 18.0 | Upper |
| Primary Bath | Corian Counters,Full Bath,Stall Shower,Whirlpool Tub,Tile Floor | Upper | |
| Primary BR Suite | Walk-In Closet,Wall/Wall Carpet | 20.0 x 16.0 | Upper |
| Rec/Play Room | Book Shelves,Built-Ins,Wall/Wall Carpet | 31.0 x 19.0 | Lower |
| Study | Wall/Wall Carpet | 11.0 x 10.0 | Main |
| Sun Room | Tile Floor | 12.0 x 11.0 | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Whiteman TeamSales Associates
TheWhiteman.Team@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Leasley NegronVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2475920
203.444.2666
Leasley.Negron@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Diane PadelliInsurance Sales Director, William Raveis Insurance
203.444.0494
Diane.Padelli@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
80 Lower Road, Guilford (Indian Cove), CT, 06437
$1,495,000
The Whiteman Team
Sales Associates
William Raveis Real Estate
Phone: 203.672.4400
TheWhiteman.Team@raveis.com
Leasley Negron
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.444.2666
Leasley.Negron@raveis.com
NMLS Mortgage Loan Originator ID 2475920
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
| Monthly Tax Payment | $1,676 | $1,676 | $1,676 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,791 | $7,461 | $10,012 |
| Total Monthly Payment | $8,592 | $9,262 | $11,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524