Welcome to this beautiful, newer townhome in the gated Ventana Townhomes at Waters Edge community in New Port Richey! This unit is directly across from the pool! Built in 2021, this 3-bedroom, 2. 5-bathroom home with a garage is ready for its new owners. Enjoy serene views from the screened-in back porch, which overlooks a conservation area and pond with no rear neighbors. The first floor features ceramic tile flooring, high ceilings, and an open-concept layout, perfect for entertaining. The modern kitchen boasts stainless steel appliances, granite countertops, and a breakfast bar, all seamlessly connected to the dining and living areas. A convenient half-bath is also located on this level. Upstairs, you'll find a versatile loft space and a laundry room as well as the primary suite, which includes a spacious walk-in closet and an en-suite bathroom with a dual-sink vanity and a walk-in shower. The two additional bedrooms share a guest bathroom. Residents of Waters Edge enjoy maintenance-free living with an HOA fee that covers cable, high-speed internet, exterior maintenance (including roof and paint), landscaping, lawn irrigation, and trash pickup. The community offers a range of amenities, including a clubhouse, fitness center, multiple pools, playground, pickleball and basketball courts, nature trails, and a fishing lake. Conveniently located near the Suncoast Expressway, shopping, medical facilities, and more. Schedule your private showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $242,000 | $242,000 | $242,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,671 | $1,630 | $2,059 |
Total Monthly Payment | $2,105 | $2,064 | $2,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.