Make this dream home YOURS! Nestled in the heart of Kissimmee by Lake Toho, this exquisite 5-bedroom, 3. 5-bathroom home spans 3, 607 square feet of living space, and blends comfort with elegance. Situated in the sought-after Oaks community, just steps from the Oaks National 18-hole golf course, as well as parks, lakes, and tennis courts. The open-concept layout fills the living, dining, and kitchen areas with natural light, showcased by a sleek kitchen with quartz countertops, stainless steel appliances, and a central island. A versatile first-floor flex room, with ready water connections, offers potential as an additional suite, adding immense flexibility and value to your living space. Upstairs, the deluxe primary suite provides a tranquil retreat with an en-suite bathroom and walk-in closet, while four additional bedrooms ensure privacy and comfort for family and guests. Outdoors, enjoy a private dock perfect for boating enthusiasts or relax in your backyard oasis. Solar panels, to be paid off by the seller at closing, promise significant energy savings and a sustainable lifestyle. The attached 2-car garage provides secure parking and extra storage. Built in the newest phase of our community to the latest County elevation standards, this well-maintained home is elevated approximately 1 foot higher than other houses in the area, enhancing safety and flood resistance. This home is more than a residence; it’s a gateway to a refined lifestyle in a community rich with amenities, close to Lake Toho's superb fishing and boating opportunities. Don’t miss your chance to own a piece of Central Florida’s finest. Discover why this should be your next home—schedule your showing Today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,984 | $495,984 | $495,984 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $702 | $702 | $702 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,300 | $3,296 | $4,253 |
Total Monthly Payment | $4,094 | $4,090 | $5,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.