4628 Tree Top LANE, Edgewater, FL, 32141 | $695,000

One or more photo(s) has been virtually staged. ****SELLER FINANCE AVAILABLE***

Low down payment: $625k sale price $100k cash to close $550k loan at 4 APR (about $2, 700 a month plus taxes and insurance) with 7 year balloon!!


Discover this hidden gem just 10 minutes from New Smyrna Beach—a private two-home estate on 1. 3 acres that offers both luxury and versatility. The main home impresses with 2, 214 sq. ft. of open living space, featuring cathedral ceilings, skylights, and a screened-in pool with a new pump. The master suite is a retreat with its private office, dual walk-in closets, and a spa-like bath. The second home adds a wow factor with 1, 092 sq. ft. of living space, including two bedrooms, a full kitchen, and a private patio—perfect for accommodating guests, generating rental income, or creating a multi-generational living setup. The estate is enhanced by hurricane shutters, surveillance cameras, and an RV pad. With no HOA, this fully fenced property offers privacy, room for all your toys, and great investment potential. Close to parks, shopping, and dining, this estate truly offers the best of both worlds—an exquisite home and a smart investment. DON'T PASS UP THIS COUNTRY COMPOUND!!

Features

  • Rooms: 3
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1997
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,020
  • Acreage: 1.3
  • Est. Taxes: $11,946
  • Pool: Heated, In Ground
  • Appliances: Disposal, Microwave, Range, Refrigerator
  • MLS#: O6234519
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /prop/O6234519/4628treetoplane_edgewater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/25/2024 4:01:30 AM)
Listing courtesy of CALL IT CLOSED INTL REALTY   Phone: 407-338-3339

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4628 Tree Top LANE, Edgewater, FL, 32141

$695,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $556,000 $556,000 $556,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.477% 7.159% 6.498%
Monthly Tax Payment $996 $996 $996
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,699 $3,695 $4,767
Total Monthly Payment $4,787 $4,783 $5,855

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.