Tucked away on a tranquil private road, this exquisite 4-bedroom, 3-bathroom colonial embodies classic charm at its finest! Built in 2024, it sits gracefully on a spacious 1-acre lot, featuring a welcoming front yard, a long driveway leading to a roomy two-car garage, and a sprawling backyard perfect for all your outdoor adventures. Step inside to be greeted by gleaming hardwood and tile floors that flow effortlessly throughout the first and second floors. The upgraded kitchen is a chef's paradise, boasting stainless steel appliances, sleek granite countertops, and an oversized center island with a breakfast bar that’s perfect for entertaining. The open-concept design connects the kitchen, dining area, and living room, with easy access to a deck overlooking your picturesque backyard. Relax on your charming covered front porch or transform the finished bonus room above the garage into a home office, den, or even a fifth bedroom. This home also features a convenient 2nd-floor laundry room and a mudroom off the garage. The full basement offers endless possibilities for customization and includes direct access from the garage. Conveniently located near Lake Champlain, local restaurants, schools, and I-89, this property is a blend of modern luxury and timeless appeal. Don't miss your chance to own this stunning home. Photos are likeness only - Home complete 09/2024.
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Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $655,920 | $655,920 | $655,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,776 | $4,146 | $5,535 |
Total Monthly Payment | $3,868 | $4,238 | $5,627 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.