Beautifully maintained ranch style home in coveted Morris Cove. Move right into this sunny and bright three bedroom, one level home. Enter into the gracious sunken living room with wood burning fireplace (1st of 2) that leads to the dining room with a large picture window streaming natural light. Recently updated eat-in kitchen is outfitted with white cabinetry, soapstone countertops and stainless appliances. Three generously sized bedrooms share a nice sized full bath with shower tub combo. The family room is certainly the room you will find yourself enjoying everyday! This wonderful room has a vaulted ceiling, wood burning fireplace, skylight and access to the back yard. Another full bath and walk-in closet finish the interior space of the home. Step outside to the private backyard with two patios areas perfect for outdoor entertaining. Detached 2 car garage offers a lower storage space suitable for gardening shed or possible workshop. There is a full, unfinished basement which offers plenty of additional storage space. This home is close to Fort Hale Park and East Shore Park and is surrounded by other pride of ownership homes. Buyers take note--- there is an assumable mortgage on this home at 2. 25%. Some nice updates: New Furnace and A/C in 2015, CT Basement system in 2024, New Split system in 2023 in the family room. Come take a look, you will be happy that you did!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 10.0 x 11.0 | Main |
Bedroom 2 | Hardwood Floor | 10.0 x 15.0 | Main |
Dining Room | Bay/Bow Window,Hardwood Floor | 12.0 x 13.0 | Main |
Eat-In Kitchen | Remodeled,Granite Counters,Laminate Floor | 9.0 x 21.0 | Main |
Family Room | Cathedral Ceiling,Beams,Fireplace,Sliders,Walk-In Closet,Slate Floor | 20.0 x 25.0 | Main |
Full Bath | Remodeled,Stall Shower,Tile Floor | 5.0 x 9.0 | Main |
Living Room | Bay/Bow Window,Fireplace,Sunken,Hardwood Floor | 13.0 x 22.0 | Main |
Primary Bedroom | Hardwood Floor | 12.0 x 20.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $698 | $698 | $698 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,406 | $2,406 | $3,129 |
Total Monthly Payment | $3,179 | $3,179 | $3,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.