18 Carroll Street, Naugatuck, CT, Connecticut, property flyer

18 Carroll Street, Naugatuck, CT, 06770 | $410,000

Income-Generating Gem with Unique Property Layout - $5, 000 Monthly Income Potential Across 3 Units. Discover an exceptional opportunity with this unique property setup that offers both significant income potential and versatile living arrangements. Projecting a solid $5, 000 per month from three units, this property is an ideal choice for investors or owner-occupants looking to capitalize on both rental income and comfortable living. Property Highlights include Single-Family charming 3-bedroom offering traditional living comfort. A Two-Family Home (1, 500 sq. ft. ) with the main unit featuring a spacious 3-BR apartment that could easily be converted into 4 beds due to its generous layout. This unit boasts elegant hardwood floors, formal dining room, massive front-to-back living room with an updated half bath, 3 large brs upstairs with room to convert for more versatility. lastly, A convenient first-floor apartment with ground-level access and a private entrance, complete with a garage. This property offers unparalleled Convenience with private ample parking for all three units. Each unit enjoys its own private entrance for enhanced privacy. Ease of Access with Ground-level entry for all units. Recent Updates and Upgrades include new roofs for peace of mind, Updated vinyl windows and siding for energy efficiency and curb appeal, modern gas boiler for reliable heating. This property is the perfect combination of income potential, spacious living, and smart investment. BUYER backed out 2 days before close due to "Cold feet" -- SELLER wants it sold - Make us offers! All units are now vacant

Features

Rooms: 13
Bedrooms: 7
Baths: 3 full / 1 half
Units: 3
Laundry: Hook-Up In Unit 1,Hook-Up In Unit 2
Style: Units are Side-by-Side,Other
Year Built: 1920

Garage: 1-car Under House Garage,Paved,Off Street Parking,Driveway
Heating: Baseboard
Cooling: None
Basement: Partial,Unfinished
Above Grade Approx. Sq. Feet: 2,427
Acreage: 0.17
Est. Taxes: $8,109

Lot Desc: Sloping Lot
Elem. School: Per Board of Ed
Middle School: Cross St
High School: Naugatuck
MLS#: 24041220
Website: https://www.raveis.com
/prop/24041220/18carrollstreet_naugatuck_ct?source=qrflyer

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Listing courtesy of Coldwell Banker Realty 2000

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NMLS Mortgage Loan Originator ID 81725

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18 Carroll Street, Naugatuck, CT, 06770

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$328,000	$328,000	$328,000
Term	360 months	360 months	180 months
Initial Interest Rate**	7.125%	6.990%	5.990%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.456%	7.171%	6.276%
Monthly Tax Payment	$676	$676	$676
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$2,210	$2,180	$2,766
Total Monthly Payment	$2,961	$2,931	$3,517

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.