Welcome to your dream home in the exclusive Cedar Island community of Flagler Beach, Florida! This immaculate two-story all-block coastal farmhouse, built in May 2022 by premier builder Intracoastal Construction, offers the perfect blend of modern luxury and serene coastal living. Nestled on a cul-de-sac, this property boasts a brand-new 175-foot dock with direct access to the Intracoastal Waterway, making it a paradise for fishing, boating, jet skiing, and kayaking enthusiasts.
The home is surrounded by a sleek black aluminum fence with four gates, ensuring both security and style. The outdoor spaces are designed for year-round enjoyment, featuring a sparkling saltwater pool with a travertine deck and a retractable pool screen, two outdoor wood-burning fireplaces—one upstairs and one downstairs—along with a fully equipped outdoor kitchen. Inside, the gourmet kitchen shines with an induction cooktop, while the expansive walk-in pantry and luxury vinyl plank (LVP) flooring throughout add both functionality and elegance.
Attention to detail is evident in every corner, from the stunning cedar mantles and solid cedar beams in the vaulted ceiling of the upstairs main room to the upgraded interior lighting and fans. The home is equipped with modern conveniences such as Nest thermostats, a Ring doorbell, an alarm system, and a generator plug with a switch. With seven-inch gutters, an elevator shaft, and tray coffered ceilings, this home is as practical as it is beautiful.
Designed for comfort and convenience, the home features both upstairs and downstairs laundry rooms, two spacious living rooms, and three bedrooms, each with its own unique charm. The three and a half bathrooms are thoughtfully designed, offering luxury and comfort. Step out onto one of the two balconies to take in the breathtaking views—one facing West over the Intracoastal, perfect for sunsets, and the other facing East over looking Mirror Lake to enjoy stunning sunrises.
The property is built on a high stem wall foundation, providing peace of mind with no concerns about flooding. Additional features include a third garage space ideal for a workshop or extra storage, a dedicated office space, understair storage, and a deep well for landscaping. This home truly has it all, offering a lifestyle of unparalleled comfort, luxury, and coastal charm
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,400,000 | $1,400,000 | $1,400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
Monthly Tax Payment | $1,595 | $1,595 | $1,595 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,507 | $8,507 | $11,814 |
Total Monthly Payment | $10,227 | $10,227 | $13,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.