One or more photo(s) has been virtually staged. AMAZING corner lot home with TREMENDOUS curb appeal in front and large paver patio in back in this well maintained home in the gated golf course/active resort of highly desirable Kings Gate, a 55+ community (evacuation zone D - have not been under any evacuation order, more than 20 feet above sea level - storm surge has not been an issue, not in a flood zone - no flood insurance required). Nicely updated home with 2022 ROOF, 2018 AC, PORCELAIN TILE throughout the home, kitchen with GRANITE & SS APPLIANCES, add in some plantation shutters, closet organizer, large lanai & paver patio, and hanging down storage in garage and you have the recipe for the Florida dream lifestyle. As you approach this house you'll notice the cute screened in entry way - step inside the home and you're going to smile at the porcelain tile all throughout the home providing a seamless look and feel. The kitchen to the right provides plenty of counter and cabinet space with ample room for a table - the flex room to the left can be used as a dining room, study/den, 3rd bedroom - whatever fits your needs. The split floor plan has the guest bedroom/bath to the left with the master to the right and the large living room in between. The VERY LARGE lanai (enclosed with acrylic windows) has an equally LARGE paver patio providing plenty of options for entertainment/relaxation. And if you haven't been to Kings Gate before - you're going to love the options for activity (Olympic size heated swimming pool and spa, tennis courts, pickle ball, lawn bowling, shuffle board, bocce, horseshoes, gym, billiards, library, euchre, bingo, bridge, Texas hold em, poker, mahjong and more). The onsite Lions Den restaurant and bar is super convenient and also offers Tuesday night Karaoke and monthly trivia contests. Many residents love the fact that they are just a golf cart ride away from the Winn Dixie shopping plaza that provides you access to grocery store, drug store, bank, restaurants and shopping. Want to explore outside of Kings Gate - your minutes away from the restaurants and shops of downtown Punta Gorda and Fisherman's village. And if you want to explore more of Florida's fun spots you’re near I75 to quickly head north or south. An AMAZING home with tremendous lot/curb appeal providing TREMENDOUS VALUE in a highly desirable gated community needs to be seen in person. Call today for a private showing and a golf cart tour of the community/amenities.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $321 | $321 | $321 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,795 | $1,751 | $2,211 |
Total Monthly Payment | $2,191 | $2,147 | $2,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.