SELLER WILL PAY ALL YOUR HOA DUES FOR ONE YEAR WITH ACCEPTED OFFER! Welcome to your villa tucked away on quiet cul-de-sac in Scottsmoor of Halifax Plantation in Ormond Beach, FL on the 2nd hole of the GOLF COURSE. This remarkable unit wows you from second you walk through the front door from the 10 foot ceilings with 8 foot doors and tile throughout the entire home that offers easy cleaning. The home features two bedrooms, two bathrooms and a flex room that can be used as an office/den or converted to a third bedroom. The heart of the home is the open concept living space and kitchen joined seamlessly by a quartz island that is perfect for entertaining and gathering family and friends. The kitchen is appointed with stainless steel appliances, beautiful cabinets with pull out shelves, custom backsplash, quartz countertops and an ample pantry for storage. All overlooking the private screened in lanai. You have the added privacy of being on a dedicated nature preserve and don't be surprised if you get to meet the local wildlife! All information taken from the tax record, and while deemed reliable, cannot be guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$415,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,237 | $2,207 | $2,800 |
Total Monthly Payment | $2,674 | $2,644 | $3,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.