This SOLID 2/3 bedroom Cape Cod is built to last, and offers so much bang for your buck! This home is located on a dead end street within a convenient Simmonsville plat, offering an oversized yard AND a HUGE garage as well! Much potential here for a hobbyist, auto enthusiast or artist! The interior features hardwood and pine flooring on both levels of living, a fully equipped kitchen with eat in capacity, as well as a dining room with brick fireplace for those cooler nights! A formal living room and a flex room that can be used as an office, or an additional bedroom or den, opens to a relaxing screened patio for warmer evenings! The basement is partially finished, and the heating system and roof are both relatively recent updates. This home is a perfect choice if you need a home to "grow in", or even a spacious starter that's conveniently located to shopping, highways, and entertainment. The yard is great for backyard games or a firepit. Put this one on your list and you won't be disappointed. Just a little updating and attention and this cutie will be a shining star!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $425 | $425 | $425 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,721 |
Total Monthly Payment | $2,682 | $2,626 | $3,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.