Welcome to your new home in the Highly Desirable Village of Mira Mesa! This delightful CBS 3-bed, 2-bath home is located on a Cul De Sac lot and is TURNKEY. (most furniture from Ethan Allen). BOND PAID! As you approach, you'll be greeted by a charming front porch, perfect for sipping your morning coffee or enjoying the serene surroundings. The beautifully landscaped yard adds to the home’s inviting curb appeal. Step inside to discover a spacious living room that flows seamlessly into the dining area and Florida Room, creating an open and airy atmosphere ideal for both relaxing and entertaining. The kitchen is a chef’s delight, featuring off-white cabinetry, white appliances, and a dinette with a charming bay window that brings in plenty of natural light. The primary bedroom is a tranquil retreat with a walk-in closet and an en-suite bathroom that includes a walk-in shower for your convenience. Two bedrooms provide ample space for guests or family. The home also features an indoor laundry room with built-in cabinetry, making everyday chores a breeze. Additional features include new skylights, central vacuum, full gutters, pocket doors on guest wing, Roof 2015, HVAC 2014, Water Heater 2010, newer garage door opener . Plus, with no bond, you can enjoy all the benefits of this wonderful community without additional financial obligations. Don’t miss out on this exceptional opportunity to own a home that combines comfort, functionality, and beautiful surroundings. Make it yours today! The Village of Mira Mesa is conveniently located between Spanish Springs Town Square and Lake Sumter Landing; Close to Mira Mesa Executive Golf Course; Chula Vista Recreation Center; multiple pools, golf, and pickle ball; and 466 with an abundance of shopping, restaurants, banks, and medical. PLEASE WATCH OUR WALKTHROUGH VIDEO OF THIS BEAUTIFUL HOME and call today to schedule your Private Showing or Virtual Tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,601 | $2,599 | $3,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.