NO FLOODING AT THIS HOME! HIGH AND DRY IN A NON-FLOOD ZONE BUT BIKING DISTANCE TO TREASURE ISLAND BEACH! Welcome to this charming 2-bedroom classic home, nestled in the coveted Davista neighborhood with its picturesque brick streets, just off Historic Park Street. This residence exudes timeless charm, showcasing classic features throughout. From the moment you arrive, the beautiful curb appeal and inviting front entrance set the tone for what’s inside. Step into a home where character meets comfort, featuring hardwood flooring, elegant arched doorways, crown molding, and stylish plantation shutters throughout. The spacious living room and dining room offer plenty of room for family gatherings and entertaining, while the additional family room provides a cozy retreat. The well-appointed kitchen is a chef's delight, boasting a gas stove, stainless steel appliances, and a convenient breakfast bar for casual dining. Recent updates include a NEW ROOF (2019), NEW HVAC (2020), and a GAS WATER HEATER, ensuring modern comfort in a classic setting. French doors from the family room lead to an outdoor deck, perfect for enjoying the Florida sunshine amid lush landscaping. The attached garage, with alley access, includes a workshop and laundry area, and plenty of space to park a golf cart too. This home is ideally located close to the stunning Treasure Island beaches, Pinellas Trail, Sunset Park, and top-rated schools, all within a NON-FLOOD ZONE. Don’t miss your chance to own this delightful blend of classic charm and modern convenience!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,402 |
Total Monthly Payment | $2,898 | $2,828 | $3,572 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.