** Back On Market - buyers financing fell through **Seize the chance to own this Deltona Lakes, move-in-ready 3-bedroom (3rd bedroom could be considered a bonus room to the 2 bedrooms), 2-bathroom home situated in the heart of Deltona. The Inviting interior hosts new windows, exterior siding, and a Newer roof (July 2023). Vaulted ceilings enhance the open-concept layout with the kitchen positioned at the front of the home. The kitchen offers abundant cabinetry with ample storage options. Both bathrooms have been beautifully renovated with new vanities and stunning tile work that extends to the ceiling. Step outside to an oversized screened patio that runs the length of the home. The patio provides serene views of a fenced backyard with a mature fruit trees, a variety of plants, as well as a living bamboo playhouse. This property sits on nearly a quarter-acre, offering a perfect canvas for your personal touch. Conveniently close to I-4 and 415 with quick access to New Smyrna Beach or surrounding areas, downtown Orlando and all of central Florida.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,445 | $1,855 |
Total Monthly Payment | $1,828 | $1,809 | $2,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.