PRICE ADJUSTMENT!! Welcome to your next charming retreat nestled in the heart of Fruit land Park, Florida. This timeless 1960s ranch-style home exudes warmth and character, boasting modern updates and a serene ambiance that invites relaxation and enjoyment of Sunny Florida. As you approach, you're greeted by the allure of mature landscaping enveloping the property, creating a picturesque setting that provides both privacy and tranquility. The lush greenery serves as a backdrop to the inviting in ground pool, offering the perfect spot for leisurely swims and outdoor gatherings with loved one. Or lounge in the enclosed lanai with a beverage. Step inside to discover a thoughtfully designed interior that seamlessly blends vintage charm with contemporary comforts. The spacious living area is adorned with updated flooring and freshly painted walls, creating a bright and welcoming atmosphere for entertaining or unwinding after a day in the Florida sun. The heart of the home lies in the well-appointed kitchen, where modern conveniences harmonize with classic design elements. Whip up delicious meals with ease in this functional space, complete with ample storage, sleek countertops, and a cozy breakfast nook bathed in natural light. Retreat to the comfort of three inviting bedrooms, including a serene master suite boasting its own private bath for added convenience. Two additional bedrooms flexibility for guests, a home office, or whatever suits your lifestyle needs. Outside, the expansive yard provides endless opportunities for outdoor recreation and leisure, whether you're hosting a barbecue on the patio, enjoying a quiet moment in the shade of towering trees, or simply soaking up the Florida sunshine. Conveniently located near the "The Villages" community, this home offers easy access to a wealth of amenities, including shopping, dining, medical facilities, and parks. Golf enthusiasts will appreciate the proximity to several public courses, perfect for practicing their swing or enjoying a round with friends. With a new septic system installed in 2024, New Roof 2024 Newer AC 2019 that has a warranty until 2029, this home is not only aesthetically pleasing but also offers peace of mind and reliability for years to come. Embrace the Florida lifestyle in this inviting retreat that embodies the spirit of relaxed living and timeless appeal.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,650 | $1,629 | $2,091 |
Total Monthly Payment | $1,934 | $1,913 | $2,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.