Can you believe a 4 bedroom 3 bath home in HAMPTON at this price! Step into your dream home in the heart of Hampton, where convenience meets serenity. Perfectly situated just minutes from Routes 27, 95, and 101, this sunlit home offers the best of both worlds—a peaceful neighborhood and a large, private backyard oasis. Imagine entertaining in the open first-floor layout, adorned with stunning hardwood floors and bathed in natural light, with seamless access to the back deck through glass sliders. This property is more than just a home; it's an opportunity. With 3 spacious bedrooms and 2 full bathrooms, plus a finished basement with its own entrance, kitchen area, additional bedroom, and bathroom, the potential for an IN-LAW SUITE, art studio, or home office is at your fingertips. The detached 2-car garage and additional backyard shed offer exceptional storage space for all your needs. Enjoy the ease of low-maintenance living with durable vinyl siding and Trex decking. Best of all, you're only 6 miles from the beach, and as a Hampton resident, you'll receive a coveted beach parking sticker. This is more than a home; it's your personal retreat with endless possibilities. Seize the chance to make it yours today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $466,000 | $466,000 | $466,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,100 | $3,097 | $3,930 |
Total Monthly Payment | $3,685 | $3,682 | $4,515 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.