Reduced HOA fees !!! Want the convenience of a condo but feeling of a single family home? This Villa is for you! Spectacular corner unit, giving you added privacy with a tranquil landscaped back yard. Spacious 2 bedroom 2 bathroom in the perfect location close to local shopping, and steps to the community POOL. Drive into your private attached garage, walk inside and feel how spacious with tons of natural light. Centrally located kitchen with tons of counter space and newer appliances. Master suite with walk in shower and large closets. Enjoy all Florida living on your screened lanaii. Arbor Trace has lots to offer, such as. . . lawn and shrub care, irrigation, termite bond, Structure and roof Insurance, Community Clubhouse, street lighting, and heated pool. Pet friendly. New Roof in 2023 and the exterior was painted in 2024. AC UNIT 2019 YOU MUST SEE IT!!! BEING SOLD FULLY FURNISHED!!!! Don't miss the opportunity to live close to Flagler Beach (one of the nicest beaches in the world). Not far from restaurants and shopping in both Flagler County and Volusia County. New HOA fees as of Jan. 1, 2025, Fees will be $375. 00.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$259,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $207,600 | $207,600 | $207,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $76 | $76 | $76 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,399 | $1,380 | $1,751 |
Total Monthly Payment | $1,550 | $1,531 | $1,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.