Under contract-accepting backup offers. Must see this Mediterranean-inspired Pool & Waterfront home with 2 bed/2 bath and 1742 Sq Feet in Gulf Harbors, New Port Richey! Nestled on an extra-wide canal, this home offers direct deep-water access to the Gulf of Mexico, providing a paradise for boating enthusiasts! There is also Catamaran worthy boat parking! The inside of the home is extremely comfortable with an open floor plan and efficient layout. The modern kitchen has updated white shaker cabinets, stainless steel appliance, a farmhouse sink and granite countertops. The charm extends to the large master suite, which has an attached renovated bathroom with a walk-in tile shower, floating vanity and spacious walk-in closet. The outdoor space is a DREAM, featuring a newly resurfaced and screen-enclosed pool and a covered/screened lanai for year-round enjoyment. This is waterfront living is at its best with your seawall offering electricity and a huge space to design whatever dock your heart desires. Other features include: Replaced HVAC and hot water heater in 2022, new impact windows and sliding glass doors this year (Rated up to 200 mph), two car garage, working fireplace, dining area, laundry, walk-in pantry and much more! Residents only gain exclusive private beach access through a gated entrance for just $180 a year, which includes beach bathrooms, cabanas, chairs, and showers. The optional $125 annual HOA provides additional amenities for those seeking a community-oriented lifestyle with a neighborhood newsletter, and tons of exciting events throughout the year. This golf cart-friendly neighborhood, located just off US-19, ensures easy access to lots of shops and stores. You won’t find a home with this many features for a price this low!
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.273% | 5.278% |
Monthly Tax Payment | $410 | $410 | $410 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,540 | $3,403 | $4,428 |
Total Monthly Payment | $4,042 | $3,905 | $4,930 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.