Here’s an exciting opportunity to live in the thriving village of Waterbury, Vermont. Two bedroom, one bath townhouse with 952 ft. ² of living space plus a half finished basement for an office or a playroom. Built in 1990, it’s within walking distance to downtown restaurants, breweries and shops. Also, easy access to I – 89 giving you a short ride to Montpelier, Burlington or Stowe with five nearby ski areas as well as hiking trails in Bolton and the Waterbury Reservoir for boating. Front deck was replaced last year and the back one has been stained this year. Parking for two vehicles per unit. With low association fees of $175 per month, your yard maintenance and snowplowing will be taking care of as well as trash removal. No short term rentals are allowed and although cats are OK, dogs are not allowed. Newer Napoleon furnace has ability to be connected to central air as well. New hot water heater. Forced hot air, gas for heat and stove and all appliances, including washer and dryer, are included. With FHA eligibility and this unit not being in a flood zone, flood insurance is not required. So your access to easy Condo living in the center of Vermont is ready now.
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,536 | $1,515 | $1,923 |
Total Monthly Payment | $1,909 | $1,888 | $2,296 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.