Welcome to this stunning home located in the sought-after Carriage Hill community in the Town of Poughkeepsie. As you enter this charming neighborhood, you'll be greeted by a picturesque covered bridge, setting the tone for the beautiful home that awaits. Located within the Arlington School District, this property features the convenience of municipal water and sewer, and natural gas heating. Features include gleaming hardwood flooring on the upper level, a stylish eat-in kitchen with newly refaced cabinets, SS appliances, hood with exterior venting, Corian countertops and a dramatic skylight that fills the space with natural light. The living room features a cozy stone fireplace, curved bay window, and crown moldings that extend into the formal dining room. The heart of this home is the fabulous sunroom with vaulted ceiling, spiral staircase, hook up for future wet bar, and custom Andersen windows where natural light floods in, a perfect setting for relaxing or entertaining. Step out from the sunroom onto the 16' x 19' deck overlooking the peaceful, tree-lined backyard that borders the community playground. There are four spacious bedrooms which include a primary suite with a full bathroom & WIC. The lower level has been updated with new carpeting, and includes a family room, recreation room, full bathroom, fourth bedroom and walkout, ideal for extended family and is a perfect layout for an in-law suite. More quality features include three zones of heat, attic fan, replacement windows, architectural shingles with a lifetime warranty, gutter guards, oversized two car garage with an epoxy floor, and bluestone front portico and steps, Lower level of home is wheelchair accessible, the sunroom and lower level have their own zones of heat and the community has underground utilities. Close to Route 9, shopping restaurants, schools, Vassar College, and hospitals. See 3D walkthrough house video and floor plans. Additional Information: ParkingFeatures: 2 Car Attached, ConstructionDescription: Vinyl Siding,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $444,400 | $444,400 | $444,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,022 | $1,022 | $1,022 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,957 | $2,954 | $3,748 |
Total Monthly Payment | $4,071 | $4,068 | $4,862 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.