Welcome to this 4 bedroom/3 baths/ 3 Car Garage built in 2017 home sitting on a CORNER LOT in highly sought after Lake Vista Subdivision. Wide open kitchen with granite counter tops, stainless steel appliances, and large pantry. This is a great room plan with a separate dining room and breakfast area, split bedroom plan noting one bedroom having it's own bath on far side of the home. This property comes with a screened rear lanai, huge back yard with room for a pool and and open south side with no neighbor. The front porch has room for leisure chairs too! Beautiful landscaping surrounds this home with easy access to the playground and park right across from the home. This home is within a gated community for secure privacy! NOTE: Even though this property is in an AE flood zone, developer raised lot to 16' above sea level and the owner does NOT pay flood insurance. NO CDD and LOW HOA fees. NO FLOOD INSURANCE REQUIRED. Schedule an appointment to come and see this home, you won't be disappointed!
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Our Executive Mortgage Banker:
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$590,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $472,000 | $472,000 | $472,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $647 | $647 | $647 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,140 | $3,137 | $3,980 |
Total Monthly Payment | $3,879 | $3,876 | $4,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.