Welcome to the wonderful town of Punta Gorda and all it has to offer. This villa is located on the ever popular St. Andrews Golf and Country Club. This is an opportunity for either rental income, splitting it with a friend or living in one side while renting out the other side as this sale is for the entire 2 unit villa. Please note that the square footage numbers are of each unit as we wait for the county to finalize all the regular tax records since it is brand new property. So the square footage shown is actually double that number. Each unit is approx. 1244 sq. ft. with a seperate 12 x 21 garage. Both units are 3 bedrooms and 2 full baths with inside laundry room and seperate garages. The view out back of the golf course is hard to beat. A huge bonus to buying this villa is that there are NO HOA DUES!!! This villa has a 26 gauge standing seam metal roof and has a complete sprinkler system and is already landscaped. Inside is completely finished off with wood plank looking tile floors throughout the entire villa and square profile trim. Granite counter tops compliment the cabinets while stainless steel kitchen appliances add that finishing touch with plenty of room at the counter top for a nice meal or snack. It is an open floor plan as the kitchen flows into the living room and then right out back to the screened in lanai area overlooking the golf course. Taller ceilings with can lighting and hand picked ceiling fans make this home feel even larger. The tray ceilings in the living room and master bedroom add additional architectural beauty. The master bedroom has a large walk in closet and over looks the golf course as well. The curb appeal from out front is obvious as soon as you pull into the driveway. We have all heard of location, location, location and this home has it for sure. You can see by the pictures that the Charlotte Harbor is literally less than a mile away with all the beauty and fun of spending a day on the water is just minutes away. For all the golfing enthusiast out there, there is another 8 golf courses within a 20 minute drive. There is multiple places around the town where you can put the boat or wave runner in the water with plenty of parking for the truck and trailer. Downtown Punta Gorda is just minutes away with all its historical beauty and the amazing restaurants from fine dining, pubs and sports bars. The night life is always bustling as you can hear different types of one man bands on street corners or a full size band at a couple other locations. So many different themes that you could eat at a different themed restaurant each night of the week. The walking trail downtown on the waterfront is second to none and you can take a break halfway with a drink or snack at the Tiki. A huge playground down by the water and a dog park nearby allows all your loved ones to enjoy the wonderful weather of Punta Gorda as well. The newer Pickleball Pickleplex is bustling all year long with weekly leagues and tournaments. Saturday morning downtown is a fan favorite with all the fruit and vegetable vendors and then all the neat little snacks and knick knack vendors as well. This community is growing and becoming more special each and every year so come and see this amazing opportunity to own a villa on a golf course with NO HOA DUES. It is almost impossible to find this complete package anywhere else in all of Southwest Florida. So hurry now to schedule your own showing of this brand new villa.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,810 | $4,855 |
Total Monthly Payment | $4,080 | $4,031 | $5,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.