Welcome to your future home, nestled on a quiet street in the heart of Westville. This inviting duplex provides a wonderful blend of comfort and potential. The first-floor unit features 2 cozy bedrooms and a full bath, while the upper unit spans two floors with 2-3 bedrooms and 1. 5 baths, giving you flexible living space. Enjoy the charm of traditional floor plans, hardwood floors, and abundant natural light. The second-floor unit has access to serene front and rear porches, perfect for morning coffee or evening relaxation. The private yard provides a peaceful retreat, while on-street parking adds convenience. The bones of this home appear solid and ready for your personal touches to bring it to the next level. Located just a short drive from downtown New Haven and Yale University, and within walking distance to local parks and the bus line, this home is ideally situated for an active lifestyle. Come enjoy New Haven's expanded bicycle access and world-class restaurants. Don't forget the apizza! This is a rare opportunity - put this on your short list and make this one your home! This property is HUD owned. The Seller is selling this property in "As Is" condition. Seller nor its representatives make any representations or warranties regarding the Property. Repair Escrow available HUD IE. Financing available is Cash, Conventional, FHA 203K financing. Case #061-298980. Repair Escrow IE, Lead-Based Paint Addendum attached. Buyers: Please make an appointment to view this property and discuss with the Real Estate Agent of your choice. Put this on your short list and offer today! HUD Home. Sold "AS IS" by electronic bid only. Property available 08/21/2024. Bids are due by 08/30/2024 11: 59: 59 PM Central Time, then daily until sold. Eligible Bidders: Owner Occupants, Nonprofits, and Government Agencies only until 9/18/2024 11: 59: 59 PM Central Time. FHA Case #061-298980. Insured w/Repair Escrow. For Property condition disclosures, and forms, and to place bid please visit HUDHomestore. gov. For info on Lead-based paint & Radon Gas & Mold notices, electronic bidding & earnest money procedures, please visit www. RaineCompany. com. RAINE Company & Planet Realty LLC make no warranty as to the condition of property. Please email agent with questions for faster response.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,000 | $236,000 | $236,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,570 | $1,569 | $1,990 |
Total Monthly Payment | $2,272 | $2,271 | $2,692 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.