Ridgefield is waiting for you! Welcome to a rare opportunity to purchase an affordable two-bedroom, meticulously maintained ranch-style home that sits majestically on a gently rolling hill overlooking one of Ridgefield's most prestigious and picturesque country lanes. Natural light enhances this bright, airy, and well-loved single-level home. For commuters, the location is superb: minutes to the New York border, all major highways to the City, Westchester, and Stamford, and also a short jaunt to several Metro North Train Stations. Besides the award-winning Ridgefield schools, you'll love all the other amenities beautiful Ridgefield offers. With a vibrant art scene, active theaters, quaint shops, many restaurants, parks, playgrounds, tennis courts, and lakes, the renowned Prospect Theater area is ready to explore. Other features of this charming and unique home include gleaming hardwood floors throughout the entire house, except for the kitchen and bath. Six-panel doors, lovely moldings, an abundance of quality oak cabinets in the eat-in kitchen, and an oversized two-car detached garage are just a few of the details in this home. This home is move-in ready and beckoning you to make it your own. Come and fall in love. PLEASE SEE ATTACHMENTS FOR SEPTIC LAYOUT AND BACK PROPERTY LINE. We are still searching for an official survey. House has been vacant and closed up for over two years.
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Dining Room | Main | |
Eat-In Kitchen | Main | |
Living Room | Fireplace | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $561 | $561 | $561 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,051 | $2,972 | $3,804 |
Total Monthly Payment | $3,704 | $3,625 | $4,457 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.