519 Old Route 23, Acra (Cairo), NY, 12405 | $59,000
Calling All Renovation Loan Buyers and/or Cash Buyers to come take a look at this once beautiful 2 story old style home! Imagine the possibilities, and once complete, imagine sitting/rocking on the porch with a cold beverage as seen in back in the day photos courtesy of the Cairo Historical Society. There is a nice size yard to enjoy and relax, barbeque, hold family gatherings, and enjoy fur babies in as well!There is no sugar coating here - the house is bare bones, and is in need of a full renovation, and imagination. The home is being sold As Is. Septic, Roof, Well, Electric, all other systems are in unknown condition. Home is located in a centrally convenient area - being directly across from the South Cairo Post Office - close to Route 23, Route 145, Route 32, NYS Thruway, Rip Van Winkle Bridge (Taconic State Pkwy). Close to East Durham, Greenville, Cairo, Round Top, Catskill, Saugerties, Woodstock, and Hudson Shopping/Eateries/Breweries and of course all the Hamlets in Between. 2 hours from NYC. A hop, skip, and a jump to amenities such as Camping, lodging, and entertainment - such as the Blackthorne Resort & Campground, and the several establishments on Rt. 145, and not to forget Zoom Flume Water Park, K&K Equestrian Center, Local Eateries, Hiking - Windham Mtn. & Hunter Mtn. to name a few. Come take a look at this Quaint Diamond in the Rough AND REMEMBER bringing your personal canvas and imagination!!!!
Features
- Town: Acra
- Rooms: 8
- Bedrooms: 3
- Style: 2 Stories
- Year Built: 1890
- Heating: Hot Water
- Basement: Crawl
- Approx Sq. Feet: 1,488
- Acreage: 0.14
- School District: Cairo-Durham
- MLS#: 154085
- Days on Market: 124 days
- Website: https://www.raveis.com
/prop/154085/519oldroute23_acra_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
519 Old Route 23, Acra (Cairo), NY, 12405
$59,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $47,200 | $47,200 | $47,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $326 | $318 | $401 |
| Total Monthly Payment | $401 | $393 | $476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535