Definition: Vacation Home noun (va. ca. tion hom) 1077 Alimeda Lake Road3 bed 2 bath year-round retreat ideally sited nearly 20 acre man-made Alimeda Lake. The hidden gem of Delaware County. 1077 is one of the only true-flat lots -- from - back deck to shoreline -- level and easy! Well-maintained with classic flooring and bathrooms, and an open kitchen that supports the entire gang. Great room w vaulted ceiling, exposed beams, ceiling fan and stained glass panels adorning the walls. A large slider open to the massive deck and gazebo. Truly created for hours of seasonal enjoyment, the 1400 qft deck overlooks a custom (lighted) bocce court, a basketball court and horseshoe pits. The open-plan kitchen and dining areas feature painted solid-wood cabinets with gleaming hardware, tiled floors, and modern appliances. Unique to this home, every window and door has been lovingly trimmed with picture frame-molding. Stylish and beyond practical, these accents make every portal picture perfect. 1st floor a full bathroom just off the kitchen, complete w soaking tub and separate standing shower. Carpeted guest bedroom has 2 windows and full closet. The primary suite has engineered wood floor, large closet, a slider to the deck with a gorgeous lake view, plus a dedicated full bathroom with standing washer and dryer unit. 3rd bedroom is expansive, with space for beds, bunks, bean bags PLUS 4 windows and striking ceilings. 2-bay garage, perfect for shop, toys or other goodies. 2 roll up doors, electric and concrete floor, you cannot go wrong with this great storage facility. Comes with a golf cart and a new John Deere tractor, too! And a 3rd bay off the side with a shed roof, just in case you need more space. This property enjoys exclusive and highly sought-after lakefront access, level to the water's edge where your beach-like waterfront is for easy swimming, boat launch, or sunning. The non-motorized rule means small sailboats, paddle boats, canoes, and kayaks can be enjoyed through the warmer months. Located just minutes away from the charming villages of Stamford, Hobart, and Delhi, and 2. 5 hours from the GWB, this retreat offers the perfect blend of tranquility and convenience.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,367 |
Total Monthly Payment | $2,731 | $2,728 | $3,442 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.