The epitome of MODERN Florida living runs through this gorgeously upgraded home built by Providence Homes. This property sits on one of the best lots with expansive waterfront-to-preserve views that can easily be enjoyed daily from the screened-in lanai. Instantly, you will feel welcomed by stunning custom features like coffered ceilings, plantation shutters, designer lighting, an electric fireplace, built-in mudroom and more! The gourmet kitchen is complete with soft close cabinetry, quartz countertops, a built-in oven, a free-standing chimney hood and an oversized island/breakfast bar. Your primary retreat is the PERFECT getaway from a long day with beautiful views of the lake from the picturesque bay window accompanied by the ensuite spa-quality bathroom. If you need more space you have a large bonus room upstairs, too! Kettering @ eTown is known for its super ENERGY EFFICIENT homes and offers state-of-the-art amenities!!! What are you waiting for? MAKE IT YOURS TODAY!!!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,295 | $3,291 | $4,246 |
Total Monthly Payment | $3,924 | $3,920 | $4,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.